Privacy PolicyNOTICE: PRIVACY POLICY UPDATED, EFFECTIVE - March 31, 2008 Fastwirefunds.com is serious about protecting your online privacy and the information that you submit at the fastwirefunds.com website (the "Website"). This Privacy Policy explains our views and practices concerning privacy, and how they may pertain to you as a user of our system. "You" or "Your" means you as a participant in or as a user of the fastwirefunds.com program. "We" or "Our" or "Us" means fastwirefunds.com. "Our Website" means fastwirefunds.com. All information transmitted, printed or otherwise submitted to fastwirefunds.com via this Website shall remain your property; however fastwirefunds.com shall be free to use such information for any lawful purpose as detailed herein. This Website contains links to other sites and we are not responsible for the privacy practices or the content of such sites. Section 1 We automatically collect and/or track the following:
Please understand that the information that you submit to us at the Website is voluntary, but required if you request information on a loan at our Website, whether or not you actually enter into a formal application with any loan service provider. We may also collect your personally identifiable information when you otherwise agree to the terms of this Privacy Policy at the Website, but do not complete the full registration process. Section 2 We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. By using this site, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do not call registry, in-house list or similar registry Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. We may use personal information to provide the services you've requested, including services that display customized content and advertising. We may also use personal information for auditing, research and analysis to operate and improve our technologies and services. We may share aggregated and non personal information with third parties. When we use third parties to assist us in processing your personal information, we require that they comply with our Privacy Policy and any other appropriate confidentiality and security measures. We may also share information with third parties in limited circumstances, including when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services. Section 3 If you choose to provide personal information, it will be used for the following purposes: considering you for a fastwirefunds.com account, sharing of your information with trusted third parties such as credit bureaus, loan service providers and/or other financial services providers, as required by law; and for marketing products and services that you might find of interest. We reserve the right to share, rent, consign or otherwise disclose your information with/to third parties in accordance with the terms of applicable law. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; and telemarketers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this Website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users' personal information as needed to perform their functions for fastwirefunds.com, but we do not permit them to use our users' personal information for other purposes. By agreeing to this Privacy Policy, you authorize us to use your information to obtain other information about you from third-parties, such as your Social Security Number, where such information was incompletely or improperly filled out on our registration form. Such third-parties include, but are not limited to, consumer reporting agencies, consumer credit bureaus and other outside parties as permitted or required by applicable laws. Fastwirefunds.com reserves the right to release current or past user information in the event fastwirefunds.com believes that the service and/or Website is being or has been used in violation of the Website's Terms and Conditions, or to commit unlawful acts, if the information is subpoenaed, if fastwirefunds.com is sold or acquired, or when fastwirefunds.com deems it necessary or appropriate. By agreeing to these conditions, you hereby consent to disclosure of any record or communication to any third party, when fastwirefunds.com, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your e-mail address with other third-parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and Federal Trade Commission enabling regulations. You agree that by submitting your information at the Website, you agree to receive mobile marketing including, but not limited to, text-message based marketing, from us and our third party advertisers and marketers. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via text-message based marketing in accordance with applicable state and federal law. In addition, by registering and/or using the Website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the "Rule"). Notwithstanding that your telephone number may be listed at the Federal Trade Commission's Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule. Section 4 Fastwirefunds.com may employ "cookies" to help customize your access to the Website. A cookie is a piece of data stored on your hard drive containing information about you. Cookies have many benefits to enhance your experience at our Website. For instance, by setting a cookie on our Website, a user would not have to log in a password more than once, thereby saving time while on our Website. Even in the case where a user rejects a cookie, they may still use our Website. The only drawback to this is that the user will be limited in what he/she can access in some areas on our Website, much like visitor-level access. We occasionally use cookies to anonymously track and target the interests of our users to further enhance the experience on our Website or for advertising tracking purposes. To find out more about cookies, please visit www.cookiecentral.com. In addition to cookies, our Website pages and/or e-mails may contain electronic images known as "pixel tags" (also knows as clear gifs) to track the pages that visitors and/or users visit at the Website for purposes of formatting future campaigns and upgrading visitor information used in reporting statistics. Our Website may also contain pixel tags placed there by third parties to help determine the effectiveness of a joint promotional or advertising campaign. Section 5 You may opt-out of receiving communications from us and or our third-party partners by not submitting your information. During registration and/or when you submit personally identifiable information to us at the Website, you have opted-in to request that we share your personal information with third parties to receive marketing communications. When contacted by any of these companies or third parties, you should notify them directly of your choices regarding their use and sharing of your information. As noted, we use personal information to provide promotional offers by e-mail to our Website users. We may maintain separate e-mail lists for different purposes. If e-mail recipients wish to end their e-mail subscription from a particular list, they need to follow the instructions at the end of each e-mail message to unsubscribe from the particular list. To opt-out from receiving any additional email communications regarding the Website, please send your request in writing via email to privacy@fastwirefunds.com. In addition, please note that if you subsequently sign up at one of our other websites for other product or service offerings, you will need to again address any information sharing preferences that you had previously established through this Website. Section 6 Please be advised that in certain circumstances, we act as a limited agent for the actual third party lender or seller of the products and/or services available at or through the Website. In these circumstances: (a) you will be redirected to the applicable third party lender's or seller's website after you have completed the application page; (b) we will collect and send your personal information to the respective third party lender or seller in connection with completing your application or purchase from the third party lenders or seller, as applicable; and (c) your application or purchase will subject you to the third party lender's or seller's privacy policy, as applicable. We do not endorse, nor are we responsible for the accuracy of, the privacy policies and/or terms and conditions of each of the third party lenders or sellers that may advertise at the Website. The entities that advertise and/or place banner ads at the Website including, but not limited to, these third party lenders and sellers, are independent third parties and are not affiliated with us. Section 7 Individuals under eighteen (18) years of age are not permitted to obtain products and/or services from fastwirefunds.com. No information should be submitted to, or posted at, fastwirefunds.com by visitors under eighteen (18) years of age without first obtaining the prior consent of their parent or guardian. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children. Section 8 We reserve the right to contact you regarding your account status and changes to subscriber agreements, Privacy Policy, or any other policies or agreements relevant to you. Section 9 All information collected is stored in a secure environment, either physically or technically. No data transmission over the Internet can be guaranteed to be 100% secure. We strive to protect your personal information, however we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk. We make reasonable efforts to ensure the security of all transmitted data on our systems. Access to this information is strictly limited, and not accessible to the public. All of our users' information is restricted in our offices. Access to personal information is only granted to employees who need the information to perform a specific job. All of our employees are dedicated to ensuring the security and privacy of all user information. Employees not adhering to our firm policies are subject to disciplinary action. In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail, or text message in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures. Section 10 We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our Website. All changes will take effect immediately upon their posting on our Website. Please check this page periodically for changes. Your continued use of the fastwirefunds.com service, Website or acceptance of our e-mails following the posting of changes to this Policy will mean that you accept any and all such changes and that you agree to continue receiving marketing from us and other third party companies. Section 11 If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, you can contact us via email sent to: privacy@fastwirefunds.com Section 12 Web site: fastwirefunds.com Fastwirefunds.com understands consumers' concerns over the use of their personal information. We hope this information will relieve any concerns that your company may have regarding our email policies. Fastwirefunds.com and its affiliated sites use only an "opt-in or opt out" method of obtaining customer information, and it is not our policy to send unsolicited email. We obtain email addresses and personal information from third parties that follow the same set of policies. Fastwirefunds.com email messages sent
include the following information about the origin of the emails and
include instructions on how recipients can unsubscribe from receiving
future email messages: From time to time, fastwirefunds.com will enter into an arrangement with a third party website to allow individuals to opt into our marketing program on those third party websites. In each case, the third party websites have represented and warranted to us, among other things, that the data was collected voluntarily from individuals on website registrations and co-registrations, that the sellers have a right, under any applicable privacy policies, to transfer the data to us, and that fastwirefunds.com has the right to send marketing offers to the individuals. We hope this information satisfies any questions or concerns you may have regarding the email practices of fastwirefunds.com. If you have additional questions or wish to discuss this matter further, please contact us at privacy@fastwirefunds.com. |
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