| 1. What Is A Payday Loan? |
| A Fast, convenient loan until your next
payday. When you apply on-line or over the phone, you can be approved
instantly, and your cash can be deposited electronically into your
account the next business day. Payday loans are designed to be short
term loans to meet an immediate cash need and are not intended as a
solution for longer term financial problems. |
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| 2. What Are The Qualifications For A Loan? |
Qualifying is easy and even if you have bad credit, you can still get approved for a loan. Most lenders qualify you if you:
- Currently have a job (or receive regular income from benefits)
- Make at least $1000 per month
- Are 18 years of age or older and a U.S. citizen
- Have a checking or savings account
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| 3. How Do I Get A Payday Loan? |
| You can get a payday loan from one of many
different lenders. Just fill out the online application and we will
attempt to match you with a lender that can process your loan. |
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| 4. What Can I Use A Payday Loan For? |
| Use your loan for whatever purpose you
wish. If you have some bills due, something you need to buy, or just
want to have some fun! Your short-term loan is for you to use as you
wish. |
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| 5. Does It Matter If I Have Bad Or No Credit? |
| It usually does not matter if you have bad
credit or no credit at all. Payday loans are designed to help people in
need of emergency cash, so many lenders understand that you may have
had credit troubles in the past. |
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| 6. What Is The Maximum Amount I Can Borrow? |
| The maximum amount you can borrow is
typically regulated by state law and at the discretion of the lender.
You qualify for a particular advance amount based on your current
income and other criteria. There are times when you may not be able to
borrow as you would like, but a payday loan should be just a part of a
short-term financial solution. |
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| 7. Is My Payday Loan Secure And Confidential? |
| We transact all our loans on our secure SSL
server, utilizing the industries highest-standards. We do not disclose
your information other than what is required to obtain an approval for
your payday advance. Please review our privacy policy for more information. |
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| 8. How Long Does It Take To Get Approved? |
| Typically, lenders will contact you within
minutes to approve your loan. If a lender requests additional
information, the process may take slightly longer. |
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| 9. How Will I Get My Cash? |
| Your payday loan will be deposited directly into your bank account on the following business day. |
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| 10. What Are The Loan Fees For My Payday Loan? |
| We work with a network of lenders whose
cash advance fees are among the lowest in the payday loan industry. The
fees will vary depending on which lender you are matched with. |
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| 11. When Will My Loan Be Due? |
| Your due date will normally be due on your
next payday that is between 7 and 31 days away. Each lender has
different rules and regulations. |
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